Financial planning

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Personal Financial Planning

 

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Personal Financial Planning

Personal financial planning is the process of managing your finances to achieve your life goals. It involves setting a budget, saving for the future, investing wisely, managing debt, and protecting yourself and your loved ones with insurance. In South Africa, financial planning takes into account local economic factors, tax laws, and unique needs such as retirement savings and education funding.

 

We understand that sound financial guidance plays a crucial role in helping individuals build, protect, and manage their wealth. That's why we have rigorous selection processes for choosing our partners and provide ongoing support to ensure they continue delivering exceptional advice, guaranteeing that our clients receive top-tier service at all times.

 

Professional team

Veschini Maharaj (Chief Executive)

Veschini is a seasoned professional. She holds a B.A Degree and a Higher Education Diploma.  In addition, she has completed her Regulatory Exams (RE5).  She completed her Post Graduate Diploma (PDBA) (IEWLP) at GIBS Graduate School of Business.

Florina Lebeko (Events and Conceirge) 

Tshidiso Mofokeng | Financial Services Professional

 

Tshidiso brings valuable experience in financial services and, more importantly, a genuine passion for helping clients secure and build their financial futures. His commitment, passion and determination to always do what is best for his clients align strongly with the mission and values of Niche' Asset Protection, a franchise of Fairbairn Consult, a member of the Old Mutual Group.

 

I am thrilled to have Tshidiso on board as we continue to expand our reach and strengthen our presence in the Welkom area.

With the strength and support of the Fairbairn Consult brand behind our team, I am confident that Tshidiso has an exciting journey ahead and will make a meaningful difference to the clients he serves.

 

Lincoln Padavattan (Office Manager)

 

Bongani Masela | Financial Services Professional

 

Bongani Masela is a seasoned financial services professional with extensive experience across the financial and short-term insurance sectors.

Bongani joins Fairbairn Consult as a Financial Advisor within Niche’ Asset Protection, an accredited franchise of Fairbairn Consult, a member of the Old Mutual Group. His career includes an impressive track record in short-term insurance, with award-winning sales performance during his time with Alexander Forbes, where his achievements were recognised through performance awards and industry sales conventions. He subsequently furthered his experience in the short-term insurance division of Momentum.

Fully qualified in terms of FAIS regulatory requirements, Bongani brings a strong combination of industry knowledge, client focus and practical experience to his role.

His professional purpose extends beyond providing financial solutions. Bongani is passionate about financial education and empowerment, helping individuals and families make informed decisions that can positively influence their financial future.

With experience in education, he is particularly passionate about expanding financial literacy within his community along the KwaZulu-Natal South Coast, while also engaging with clients across KwaZulu-Natal and Johannesburg.

Bongani believes that financial planning should be about more than simply surviving from one month to the next. His goal is to help clients build financial resilience and create generational wealth through appropriate savings, investments, risk protection and sound financial planning.

His philosophy is simple: educate, empower and help clients build a stronger financial future.

Flo joined the team from inception in 2020.  She is our Function Co-ordinator assisting with events and general assistance. She is an essential part of the execution and delivery team supporting the Niche Brand

Sindi Morake | Relationship Consultant

 

Sindi joined the the team last year, after working in the banking sector for many years.  She decided to leave the Corporate environment to focus on her personal development.   

 

Last year, she rejoined the industry as Relationship Consultant at Niche' Asset Protection.  Her previouos experience and expertise adds tremendous value to the team.

 

 

Rickie Tschuma (Relationship Consultant)

Niche Asset Protection is the Trading Name of Fairbairn Solutions Pty Ltd Company Registration number 2020/679206/07

An authorised financial advisor of Fairbairn Consult Pty Ltd, FSP 9328, a member of the Old Mutual Group